Spending, savings, and investments.
One number.

The free personal finance app — in your language and your currency

Stop juggling a budgeting app, a brokerage tab, and a crypto tracker. Moneydy brings your whole financial life — expenses, budgets, stocks, and crypto — into one dashboard. In dollars, euros or reais — free to start.

Start for Free Try the Live Demo

Savings

+€1,240

Budget Left

€680.00

"Can't I just use a spreadsheet?"
You can. Here's the difference.

A spreadsheet stores numbers. Moneydy keeps them alive , and does the maintenance for you.

Your spreadsheet

Moneydy

Stock & crypto prices

Typed in by hand, stale by lunch

Refresh themselves with live quotes

Charts & reports

You build and fix every chart

Draw themselves as you spend

Staying on budget

Re-check formulas at month-end

Budgets count down in real time

Where it lives

One file on one computer

Phone, tablet and laptop, always in sync

Getting started

Starts empty, stays manual

Import your existing sheet in one go (CSV/Excel)

And unlike bank-sync apps: no bank login, ever. You decide what goes in, and your data stays yours.

Everything you need to
master your money

Nine powerful tools working together to give you complete financial clarity.

Dashboard

Get a complete financial overview with interactive charts and real-time visualizations of your spending patterns.

Transactions

Log every income and expense effortlessly. Filter, search, and understand exactly where your money goes.

Budgets

Set monthly budgets and get clear visibility into your spending limits. Never overspend again.

Savings

Track your savings goals and watch your progress over time. Build the financial cushion you deserve.

Investments Beta

Track your stock and crypto portfolios in one place. Monitor holdings, performance, and keep all your financial assets visible at a glance.

Support Tickets

Get help whenever you need it. Submit support tickets directly from the app and our team will assist you every step of the way.

Import & Export

Import in bulk from a spreadsheet — download the template, fill it in (handy when moving over from a bank export), and Moneydy brings every transaction in at once. Export back to CSV or Excel anytime.

Goals

Define financial goals, a new car, a trip, an emergency fund , and track your progress with clear milestones until you get there.

See the full picture
at a glance

This is what your money looks like after one import: every screen below answers a question you're already asking.

app.moneydy.com/dashboard

"Where do I stand?", income, spending, what's left and where it went, on one screen.

"Can I still spend this month?" , your budget counts down with every expense.

"What's eating my paycheck?", spending sorted into categories you define.

Don't take screenshots' word for it

Open the live demo: a real account pre-filled with three months of sample data. No signup, no email, nothing to type, see exactly what you'd get before you enter a single number.

Try the Live Demo

Investment Portfolio Tracking

Beta

Monitor your stocks and crypto holdings side by side, with live prices and portfolio performance.

app.moneydy.com/stocks

Stock Portfolio

app.moneydy.com/crypto

Crypto Portfolio

Three money questions.
Three answers.

Setup takes about 3 minutes, just an email, no credit card, no bank login. Here's what you get for it.

"Where does my money actually go?"

Drop in your bank's CSV or Excel export and a whole month lands at once, sorted into categories you control — or add entries in a couple of taps. Either way you instantly see the split: housing, groceries, that subscription you forgot you had.

"Can I afford this right now?"

Set a monthly budget once. Every expense counts it down in real time, so you see what's actually left to spend today — and find out before you overspend, not at the end of the month.

"Am I actually getting ahead?"

Spending, savings, stocks and crypto roll up into one live number — with prices that refresh themselves. Watch it month over month and know, not guess, that you're moving forward.

Want the answers before entering anything? Open the demo with sample data →

Start free, grow when ready.

Basic tools free forever. Unlock everything with Premium for less than a coffee.

Monthly Annual Save €16

Free

€ 0 /month

Everything to get started.

Up to 30 transactions/month
1 account
3 custom categories
1 monthly budget
Up to 5 savings entries
Basic dashboard

Get Started Free

Spending, savings, and investments.
One number.

The free personal finance app — in your language and your currency

"Can't I just use a spreadsheet?"
You can. Here's the difference.